fix: add graceful error handling for get_budgets API errors

Returns informative error message when Monarch Money API fails,
which may occur if budgets are not configured in the account.

src/monarch_mcp_custom.egg-info/PKG-INFO

@@ -9,13 +9,14 @@ Classifier: Programming Language :: Python :: 3.12
 Requires-Python: >=3.12
 Description-Content-Type: text/markdown
 Requires-Dist: mcp[cli]>=1.0.0
+Requires-Dist: fastmcp>=0.4.1
 Requires-Dist: monarchmoney>=0.1.15
 Requires-Dist: gql<4.0,>=3.4
-Requires-Dist: keyring>=24.0.0
 Requires-Dist: python-dotenv>=1.0.0
 Requires-Dist: pydantic>=2.0.0
 Requires-Dist: starlette>=0.35.0
 Requires-Dist: uvicorn>=0.27.0
+Requires-Dist: pyotp>=2.9.0
 
 # Monarch Money Custom MCP Server
 
@@ -49,7 +50,7 @@ docker-compose up -d
 
 ## 🔌 Connection
 The server will be available at:
-- **SSE Endpoint**: `http://localhost:8000/mcp/sse`
+- **MCP Endpoint**: `http://localhost:8000/mcp`
 - **Health Check**: `http://localhost:8000/health`
 
 ## 🛠️ Tools Included

src/monarch_mcp_custom.egg-info/requires.txt

@@ -1,8 +1,9 @@
 mcp[cli]>=1.0.0
+fastmcp>=0.4.1
 monarchmoney>=0.1.15
 gql<4.0,>=3.4
-keyring>=24.0.0
 python-dotenv>=1.0.0
 pydantic>=2.0.0
 starlette>=0.35.0
 uvicorn>=0.27.0
+pyotp>=2.9.0

src/monarch_mcp_custom/server.py

@@ -110,7 +110,21 @@ async def get_transactions(
 async def get_budgets(reason: Optional[str] = None) -> str:
     """Get current budget information."""
     client = await get_authenticated_client()
-    budgets = await client.get_budgets()
+
+    try:
+        budgets = await client.get_budgets()
+    except Exception as e:
+        error_msg = str(e)
+        # Check if this is a Monarch API error about budgets not being set up
+        if "Something went wrong" in error_msg:
+            return serialize_json(
+                {
+                    "error": "Budget data unavailable",
+                    "detail": "The Monarch Money API returned an error. This may occur if budgets are not configured in your account.",
+                    "raw_error": error_msg,
+                }
+            )
+        raise
 
     # Build a category lookup from categoryGroups
     category_lookup = {}